ADP TotalSource alternatives
ADP TotalSource is a PEO from a payroll incumbent, combining co-employment with ADP's payroll and HR technology. Buyers look elsewhere when they want published pricing, a different national PEO's service model, payroll software without co-employment, or unified HR and IT management.
Insperity
PEOThe other incumbent-scale national PEO in the catalog, with an assigned HR team and mid-market benefits under co-employment. Custom-quoted pricing.
Best fit: You want one accountable HR administration relationship. · Your team values access to both systems and human support. · You are prepared to evaluate a multi-service contract.
Justworks
PEOPublished pricing — verified October 15, 2026: PEO Basic $79 and PEO Plus $124 per employee per month, no base fee. Suits smaller headcounts that want cost modeled up front.
Best fit: Your team wants a modern self-service experience. · You are buying your first combined HR platform and service. · Simple administration matters as much as breadth.
Gusto
ASOPayroll without co-employment: sole employer, own benefit plans, verified October 15, 2026 pricing of $49 to $180 per month plus $6 to $22 per person.
Best fit: You are under 50 employees. · You want payroll done well without co-employment. · You prefer published pricing to a custom proposal.
Rippling
ASOUnified HR, payroll, benefits, and IT management — the alternative when consolidating systems matters more than outsourcing employment.
Best fit: You want HR, IT, and spend in one system. · You have complex onboarding and offboarding workflows. · You are consolidating several point tools.
How to choose between them
Start with the operating model you actually need — co-employment or sole employer, published pricing or a custom quote, domestic or international coverage. That choice eliminates most of the catalog before vendor features matter. Then compare the remaining providers on service scope, contract terms, and implementation.
Review the full ADP TotalSource profile for its services, delivery model, headcount fit, and stated limitations before deciding.
Frequently asked questions
How is ADP TotalSource different from other PEOs?
It bundles PEO co-employment services with ADP's existing payroll and HR technology stack. Other national PEOs in the catalog — Insperity and TriNet — also use co-employment with large-group benefits, on their own platforms.
Is there a PEO with published pricing instead of a quote?
Justworks publishes its PEO rates: Basic $79 and Plus $124 per employee per month with no base fee, verified October 15, 2026. ADP TotalSource quotes custom pricing per client.
What if I only want payroll software?
Gusto is a payroll platform where you stay the sole employer with your own plans — verified October 15, 2026 pricing of $49 to $180 per month plus $6 to $22 per person. No co-employment involved.